What creators in New York actually owe.
Every number on this page is computed by Post’s tax engine — the same one that runs the dashboard — from New York’s 2026 rules, not copied from a blog post. Verified against N.Y. Tax Law §601.
New York layers a progressive state income tax on top of the federal bill, and if you live in New York City, the city takes its own cut on top of that — a detail that surprises creators who move boroughs-in from elsewhere. Your state bracket depends on filing status and climbs fast through the income levels where full-time creators actually live.
New York's estimated-payment calendar mirrors the federal one, so at least the dates are the same four you already know. The work is in the withholding gap: platform income has no withholding at all, so the whole state liability lands on your quarterly payments.
Pay New York estimates at NY Tax Dept Online Services. Federal payments go through IRS Direct Pay — Post pre-fills both.
A $8,000/mo creator in New York, single filer
Effective rate: 25% of net profit. Your expenses, filing status, and income change this — run your own numbers below.
Generally yes, if you expect to owe $1,000+ in federal tax for the year — platform and brand-deal income has no withholding, so the IRS expects four payments a year, and New York runs its own estimated-payment schedule on top. Post computes both and reminds you before each date.
It depends on income and filing status — flat percentages lie. As one honest reference point: a single filer earning $96,000 a year with $19,200 of business expenses owes about $19,167 all-in (federal + self-employment + New York) — an effective 25% of net profit. Post recalculates your number as money lands.
Gifted product you keep is generally taxable income at fair market value on your federal return — and state taxable income starts from the federal numbers. Post logs PR at FMV in seconds so April doesn't surprise you.
Post's state engine computes New York State tax. NYC resident tax is a separate layer — flag it with your CPA (free seat on Pro) if you live in the five boroughs, and pad your set-aside accordingly.
Residency rules, not vibes, decide — New York is famously aggressive about statutory residency (183 days + a permanent place of abode). Keep the day count honest and get professional advice if you're close to the line.